Value actionCode, responseCode
approved
Successfully
0
00
authorisationApproved
honourWithId
Honour with ID
0
01
authorisationApproved
approvalForPartialAmt
Partial amount approval
0
02
authorisationApproved
approvedVip
approved VIP
0
03
authorisationApproved
approvedUpdateT3
approved, update T3
0
04
authorisationApproved
approvedAccountTypeSpecified
approved, account type specified by card issuer
0
05
authorisationApproved
approvedForPartialAmount
approved for partial amount, account type specified by card issuer
0
06
authorisationApproved
approvedUpdateIcc
approved, update ICC
0
07
authorisationApproved
iccOfflineApproved
ICC offline approved
0
80
authorisationApproved
iccUnableOnlineApproved
ICC cannot go online, approved
0
81
authorisationApproved
iccApprovedInitiatedReferralAar
Balance inquiry
0
82
authorisationApproved
purchaseApprovedOnlyTxnCode09
Purchase amt approved only (no cashback) for txncode 09
0
83
authorisationApproved
authorisationDeniedDoNotHonour
Do not serve or decline without explanation
1
00
authorisationDenied
authorisationDeniedCardExpired
Card expired
1
01
authorisationDenied
suspectedFrau
Suspected fraud
1
02
authorisationDenied
authorisationDeniedAcceptorContactAcquirer
Declined, contact Merchant/Acquirer
1
03
authorisationDenied
authorisationDeniedRestrictedCard
Restricted card
1
04
authorisationDenied
authorisationDeniedAcceptorContactSecurityDpt
Declined, contact Acquirer or Service Provider
1
05
authorisationDenied
authorisationDeniedPinTriesExceeded
PIN attempts exceeded
1
06
authorisationDenied
acceptorContactIssuer
Declined, contact Issuing Bank
1
07
authorisationDenied
referIssuerSpecialCond
Declined, contact Issuing Bank
1
08
authorisationDenied
authorisationDeniedInvalidMerchant
Terminal blocked/transaction prohibited for this terminal type
1
09
authorisationDenied
authorisationDeniedInvalidAmount
Incorrect amount
1
10
authorisationDenied
authorisationDeniedInvalidCardNum
Invalid card number
1
11
authorisationDenied
pinRequired
PIN required
1
12
authorisationDenied
unacceptableFee
Unauthorized fee amount
1
13
authorisationDenied
noAccountSpecifiedType
No account of the specified type
1
14
authorisationDenied
functionNotSupported
Function not supported
1
15
authorisationDenied
authorisationDeniedInsufficientFunds
Insufficient funds
1
16
authorisationDenied
authorisationDeniedBadPin
Incorrect PIN
1
17
authorisationDenied
noCardRecord
Invalid card
1
18
authorisationDenied
authorisationDeniedTransNotAllowedCardhldr
Transaction forbidden for cardholder
1
19
authorisationDenied
authorisationDeniedTransNotAllowedTerminal
Transaction forbidden for terminal
1
20
authorisationDenied
authorisationDeniedExceedsAmountLimit
Exceeds card amount limit
1
21
authorisationDenied
authorisationDeniedSecurityViolation
Security violation
1
22
authorisationDenied
authorisationDeniedExceedsFrequencyLimit
Exceeds transaction count limit on cardкількість ліміту транзакцій по карті
1
23
authorisationDenied
volationOfLaw
Suspected law violation
1
24
authorisationDenied
cardNotEffective
Card is invalid
1
25
authorisationDenied
invalidPinBlock
Invalid PIN code
1
26
authorisationDenied
pinLengthError
PIN length error
1
27
authorisationDenied
pinKeySyncError
PIN key synchronization error
1
28
authorisationDenied
authorisationDeniedSuspectCounterfeit
Suspected fraud
1
29
authorisationDenied
noAcquirerService
Contact the acquirer
1
64
authorisationDenied
notFulfillAmlRequirements
AML rules violation
1
65
authorisationDenied
incorrectRecipientPan
Incorrect recipient card
1
66
authorisationDenied
cardholderContactIssuer
Declined. Contact the issuer
1
70
authorisationDenied
pinNotChanged
PIN not changed
1
71
authorisationDenied
icc1stGenAcFailed
Chip data error
1
72
authorisationDenied
invalidTrackData
Card data error
1
73
authorisationDenied
exceedsLimit
Limit exceeded
1
74
authorisationDenied
systemMalfunction
Exceeded limit of received/withdrawn funds or EMV 3DS verification required (for payments)
1
76
authorisationDenied
invalidCurrencyCodeAmex
Invalid currency code – AMEX
1
77
authorisationDenied
iccDeclineCardInitiated
Chip data error
1
78
authorisationDenied
pinChangeDeclined
PIN change declined
1
79
authorisationDenied
amountNotDivisible
Invalid amount
1
80
authorisationDenied
amountBigAtm
Amount too large for ATM
1
81
authorisationDenied
atmOutCash
У банкоматі немає ATM has no cash
1
82
authorisationDenied
noChequingAccount
No checking account available
1
83
authorisationDenied
newPinsEnteredDiffer
Newly entered PINs do not match
1
84
authorisationDenied
authorisationDeniedCvvValidationError
CVV verification error
1
85
authorisationDenied
preAuthLimitExceeded
Pre-authorization time limit exceeded
1
86
authorisationDenied
cardDestroyed
Card was destroyedбула знищена
1
87
authorisationDenied
restrictedCardNoFunds
Insufficient funds
1
88
authorisationDenied
forexNotAvailable
Forex unavailable
1
89
authorisationDenied
txnCountLimitExceeded
Перевищено Exceeds transaction count limit on cardліміту транзакцій по карті
1
90
authorisationDenied
systemOverloadRetryPoss
System overloaded. Try again later
1
91
authorisationDenied
statementDataNotAvail
Statement data unavailable
1
92
authorisationDenied
authorisationDeniedPinTriesExceeded
PIN entry attempts exceededкількість спроб введення PIN
1
93
authorisationDenied
noBalanceDataAvailable
Balance data unavailable
1
94
authorisationDenied
iccOfflineDeclined
Chip data error
1
95
authorisationDenied
iccUnableOnlineDeclined
Chip data error
1
96
authorisationDenied
iccCardAuthenticationFailed
Chip data error
1
97
authorisationDenied
noReceiptAvailAtm
ATM has no receipt available
1
98
authorisationDenied
noTucNumberAvailabl
TUC number unavailable
1
99
authorisationDenied
doNotHonour
Declined without explanation
2
00
authorisationDeniedPickup
notSupportedReceiver
Not supported by recipient
2
01
authorisationDeniedPickup
authorisationDeniedPickupSuspectedFraud
Suspected fraud
2
02
authorisationDeniedPickup
acceptorContactAcquirer
Declined, contact acquirer
2
03
authorisationDeniedPickup
authorisationDeniedPickupRestrictedCard
Restricted card
2
04
authorisationDeniedPickup
acceptorContactSecurityDpt
Security violation
2
05
authorisationDeniedPickup
pinTriesExceeded
PIN entry attempts exceeded
2
06
authorisationDeniedPickup
specialConditions
Declined under special conditions
2
07
authorisationDeniedPickup
lostCard
Lost card
2
08
authorisationDeniedPickup
stolenCard
Stolen card
2
09
authorisationDeniedPickup
suspectCounterfeit
Counterfeit suspicion
2
10
authorisationDeniedPickup
cvvValidationError
CVV verification error
2
85
authorisationDeniedPickup
reversalChargebackActionsAccepted
Accepted for processing
4
00
reversalChargebackActions
acceptedNoFinancialLiab
Accepted for processing
9
00
errorResponseAction
acceptedFinLiabiltyAcc
Accepted for processing
9
01
errorResponseAction
invalidTransaction
Invalid transaction
9
02
errorResponseAction
reEnterTransaction
Declined. Retry transaction
9
03
errorResponseAction
formatError
Data format error
9
04
errorResponseAction
acquirerNotSupported
Acquirer not supported
9
05
errorResponseAction
cutoverInProgress
Technical maintenance
9
06
errorResponseAction
issuerSwitchInoperatiive
Issuer/MPS not responding
9
07
errorResponseAction
destinationNotFound
Issuer/MPS undefined
9
08
errorResponseAction
systemMalfunction
System error
9
09
errorResponseAction
issuerSignedOff
Емітент Issuer unavailable
9
10
errorResponseAction
issuerTimedOut
Issuer unavailable
9
11
errorResponseAction
issuerUnavailable
Емітент Issuer unavailable
9
12
errorResponseAction
duplicateTransaction
Duplicate transaction
9
13
errorResponseAction
unableTraceOriginalTxn
Original transaction not found
9
14
errorResponseAction
errorResponseActionReconciliationChkpntError
Transaction status reconciliation error
9
15
errorResponseAction
errorResponseActionMacIncorrect
Cryptography error
9
16
errorResponseAction
errorResponseActionMacKeySyncError
Cryptography error
9
17
errorResponseAction
errorResponseActionNoCommsKeysAvail
Cryptography error
9
18
errorResponseAction
errorResponseActionEncryptionKeySyncError
Cryptography error
9
19
errorResponseAction
errorResponseActionSecurityErrorTryAgain
Cryptography error
9
20
errorResponseAction
errorResponseActionSecurityErrorNoAction
Cryptography error
9
21
errorResponseAction
messageOutOfSequence
Помилка Transaction sequence number errorномеру транзакції
9
22
errorResponseAction
requestInProgress
Запит Request in progress
9
23
errorResponseAction
invalidDateTime
Transaction execution timeout error
9
40
errorResponseAction
disagreement
Condition violation
9
50
errorResponseAction
cardExpired
Card expired
9
51
errorResponseAction
suspectedFraud
Suspected fraud
9
52
errorResponseAction
restrictedCard
Restricted card
9
53
errorResponseAction
invalidMerchant
Invalid/blocked merchant
9
54
errorResponseAction
invalidAmount
Invalid amount
9
55
errorResponseAction
invalidCardNum
Invalid card number
9
56
errorResponseAction
inacceptableFee
Unauthorized fee amount
9
57
errorResponseAction
insufficientFunds
Insufficient funds
9
58
errorResponseAction
badPin
Incorrect PIN
9
59
errorResponseAction
transNotAllowedCardhldr
Transaction forbidden for cardholder
9
60
errorResponseAction
transNotAllowedTerminal
Transaction forbidden for terminal
9
61
errorResponseAction
exceedsAmountLimit
Amount limit exceeded
9
62
errorResponseAction
securityViolation
Security violation
9
63
errorResponseAction
exceedsFrequencyLimit
Exceeds transaction count limit on card
9
64
errorResponseAction
violationOfLaw
Suspected law violation
9
65
errorResponseAction
reconciliationChkpntError
Cryptography error
9
66
errorResponseAction
macIncorrect
Cryptography error
9
67
errorResponseAction
macKeySyncError
Cryptography error
9
68
errorResponseAction
noCommsKeysAvail
Cryptography error
9
69
errorResponseAction
encryptionKeySyncError
Cryptography error
9
70
errorResponseAction
securityErrorTryAgain
Cryptography error
9
71
errorResponseAction
securityErrorNoAction
Cryptography error
9
72
errorResponseAction
messageOutSequence
Transaction sequence number error
9
73
errorResponseAction
Card authentication failed
Card authentication error
33
01
Unknown Device
System does not recognize or support the device
33
02
Unsupported Device
System does not support device type
33
03
Exceeds authentication frequency limit
Authentication attempts exceeded
33
04
Expired card
Card expiration date expired
33
05
Invalid card number
Incorrect card number
33
06
Invalid transaction
Invalid transaction
33
07
No card record
Invalid card
33
08
Security failure
Помилка Security error
33
09
Stolen card
Card is reported stolen
33
10
Suspected fraud
Suspected fraud
33
11
Transaction not permitted to cardholder
Transaction not allowed for cardholder
33
12
Cardholder not enrolled in service
Cardholder not enrolled in 3D Secure
33
13
Transaction timed out at the ACS
ACS timeout
33
14
Low confidence
Low confidence in transaction
33
15
Medium confidence
Medium confidence in transaction
33
16
High confidence
High confidence in transaction
33
17
Very High confidence
Very high confidence in transaction
33
18
Exceeds ACS maximum challenges
Exceeds maximum ACS calls
33
19
Non-Payment transaction not supported
Non-payment transactions not supported
33
20
3RI transaction not supported
Transaction not supported by issuer
33
21
ACS technical issue
ACS technical issue
33
22
Decoupled Authentication required by ACS but not requested by 3DS Requestor
Re-authentication required on ACS
33
23
3DS Requestor Decoupled Max Expiry Time exceeded
Exceeded maximum 3DS Requestor waiting time
33
24
Decoupled Authentication was provided insufficient time to authenticate Cardholder. ACS will not make attempt
Unlinked authentication was given insufficient time to authenticate cardholder. ACS will not attempt authentication.
33
25
Authentication attempted but not performed by the Cardholder
Cardholder attempted authentication but did not complete it
33
26
Preferred Authentication Method not supported
Desired authentication method not supported
33
27
Validation of content security policy failed
Помилка перевірки політики Content security policy verification errorвмісту
33
28
Authentication attempted but not completed by the Cardholder. Fall back to Decoupled Authentication
Cardholder attempted authentication but did not complete it
33
29
Authentication completed successfully but additional authentication of the Cardholder required. Reinitiate as Decoupled Authentication
Authentication completed successfully, but additional cardholder authentication required. Restart as disconnected authentication
33
30
Reserved for EMVCo future use (values invalid until defined by EMVCo) or for DS use
Не визначено. ЗарезервованоUndefined. Reserved for future useдля майбутнього використання
33
31-99
Unknown error 3DS
Unknown error
33
100
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