# Value actionCode, responseCode

| approve                                                                                                                                | Successful                                                                                                           | 0  | 00    | `authorisationApproved`     |
| -------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------- | -- | ----- | --------------------------- |
| honourWithIdentification                                                                                                               | Approved with Identification                                                                                         | 0  | 01    | `authorisationApproved`     |
| approvalForPartialAmt                                                                                                                  | Approval for Partial Amount                                                                                          | 0  | 02    | `authorisationApproved`     |
| approvedVip                                                                                                                            | Approved, VIP                                                                                                        | 0  | 03    | `authorisationApproved`     |
| approvedUpdateT3                                                                                                                       | Approved, Update T3                                                                                                  | 0  | 04    | `authorisationApproved`     |
| approvedAccountTypeSpecifiedByCardIssuer                                                                                               | Approved, Account Type Specified by Card Issuer                                                                      | 0  | 05    | `authorisationApproved`     |
| approvedForPartialAmountAccountTypeSpecifiedByCardIssuer                                                                               | Approved for Partial Amount, Account Type Specified by Card Issuer                                                   | 0  | 06    | `authorisationApproved`     |
| approvedUpdateIcc                                                                                                                      | Approved, Update ICC                                                                                                 | 0  | 07    | `authorisationApproved`     |
| iccOfflineApproved                                                                                                                     | ICC Offline Approved                                                                                                 | 0  | 80    | `authorisationApproved`     |
| iccUnableToGoOnlineApproved                                                                                                            | ICC Unable to Go Online, Approved                                                                                    | 0  | 81    | `authorisationApproved`     |
| iccApprovedAfterCardInitiatedReferralAar                                                                                               | Balance Inquiry                                                                                                      | 0  | 82    | `authorisationApproved`     |
| purchaseAmtApprovedOnlyNoCashbackForTxncode09                                                                                          | Purchase Amount Approved Only (No Cashback) for txncode 09                                                           | 0  | 83    | `authorisationApproved`     |
| doNotHonour                                                                                                                            | Do Not Honour or Decline without Explanation                                                                         | 1  | 00    | `authorisationDenied`       |
| cardExpired                                                                                                                            | Card Expired                                                                                                         | 1  | 01    | `authorisationDenied`       |
| suspectedFraud                                                                                                                         | Suspected Fraud                                                                                                      | 1  | 02    | `authorisationDenied`       |
| acceptorContactAcquirer                                                                                                                | Declined, Contact Merchant/Acquirer                                                                                  | 1  | 03    | `authorisationDenied`       |
| restrictedCard                                                                                                                         | Restricted Card                                                                                                      | 1  | 04    | `authorisationDenied`       |
| acceptorContactSecurityDpt                                                                                                             | Declined, Contact Acquirer or Service Provider                                                                       | 1  | 05    | `authorisationDenied`       |
| pinTriesExceeded                                                                                                                       | PIN Tries Exceeded                                                                                                   | 1  | 06    | `authorisationDenied`       |
| acceptorContactIssuer                                                                                                                  | Declined, Contact Issuing Bank                                                                                       | 1  | 07    | `authorisationDenied`       |
| referToIssuerSpecialCond                                                                                                               | Declined, Refer to Issuing Bank                                                                                      | 1  | 08    | `authorisationDenied`       |
| invalidMerchant                                                                                                                        | Terminal Blocked / Transaction Forbidden for this Terminal Type                                                      | 1  | 09    | `authorisationDenied`       |
| invalidAmount                                                                                                                          | Invalid Amount                                                                                                       | 1  | 10    | `authorisationDenied`       |
| invalidCardNum                                                                                                                         | Invalid Card Number                                                                                                  | 1  | 11    | `authorisationDenied`       |
| pinRequired                                                                                                                            | PIN Required                                                                                                         | 1  | 12    | `authorisationDenied`       |
| unacceptableFee                                                                                                                        | Unacceptable Fee Amount                                                                                              | 1  | 13    | `authorisationDenied`       |
| noAccountOfSpecifiedType                                                                                                               | No Account of Specified Type                                                                                         | 1  | 14    | `authorisationDenied`       |
| functionNotSupported                                                                                                                   | Function Not Supported                                                                                               | 1  | 15    | `authorisationDenied`       |
| insufficientFunds                                                                                                                      | Insufficient Funds                                                                                                   | 1  | 16    | `authorisationDenied`       |
| badPin                                                                                                                                 | Incorrect PIN                                                                                                        | 1  | 17    | `authorisationDenied`       |
| noCardRecord                                                                                                                           | Invalid Card                                                                                                         | 1  | 18    | `authorisationDenied`       |
| transNotAllowedToCardhldr                                                                                                              | Transaction Not Allowed for Cardholder                                                                               | 1  | 19    | `authorisationDenied`       |
| transNotAllowedToTerminal                                                                                                              | Transaction Not Allowed for Terminal                                                                                 | 1  | 20    | `authorisationDenied`       |
| exceedsAmountLimit                                                                                                                     | Exceeds Card Amount Limit                                                                                            | 1  | 21    | `authorisationDenied`       |
| securityViolation                                                                                                                      | Security Violation                                                                                                   | 1  | 22    | `authorisationDenied`       |
| exceedsFrequencyLimit                                                                                                                  | Exceeds Card Transaction Frequency Limit                                                                             | 1  | 23    | `authorisationDenied`       |
| violationOfLaw                                                                                                                         | Suspected Violation of Law                                                                                           | 1  | 24    | `authorisationDenied`       |
| cardNotEffective                                                                                                                       | Card Not Effective (Invalid)                                                                                         | 1  | 25    | `authorisationDenied`       |
| invalidPinBlock                                                                                                                        | Invalid PIN Block                                                                                                    | 1  | 26    | `authorisationDenied`       |
| pinLengthError                                                                                                                         | PIN Length Error                                                                                                     | 1  | 27    | `authorisationDenied`       |
| pinKeySyncError                                                                                                                        | PIN Key Synchronization Error                                                                                        | 1  | 28    | `authorisationDenied`       |
| suspectCounterfeit                                                                                                                     | Suspected Counterfeit                                                                                                | 1  | 29    | `authorisationDenied`       |
| noAcquirerService                                                                                                                      | Contact Acquirer                                                                                                     | 1  | 64    | `authorisationDenied`       |
| notFulfillAmlRequirements                                                                                                              | AML Rules Violation                                                                                                  | 1  | 65    | `authorisationDenied`       |
| incorrectRecipientPan                                                                                                                  | Incorrect Recipient Card                                                                                             | 1  | 66    | `authorisationDenied`       |
| cardholderContactIssuer                                                                                                                | Declined. Contact Issuer                                                                                             | 1  | 70    | `authorisationDenied`       |
| pinNotChanged                                                                                                                          | PIN Not Changed                                                                                                      | 1  | 71    | `authorisationDenied`       |
| icc1stGenAcFailedNoAc                                                                                                                  | Chip Data Error                                                                                                      | 1  | 72    | `authorisationDenied`       |
| invalidTrackData                                                                                                                       | Card Data Error                                                                                                      | 1  | 73    | `authorisationDenied`       |
| exceedsLimitButCanTryAgain                                                                                                             | Exceeds Limit                                                                                                        | 1  | 74    | `authorisationDenied`       |
| systemMalfunction                                                                                                                      | Exceeded funds received/withdrawn limit or requires EMV 3DS check (for payments)                                     | 1  | 76    | `authorisationDenied`       |
| invalidCurrencyCodeAmex                                                                                                                | Invalid Currency Code – AMEX                                                                                         | 1  | 77    | `authorisationDenied`       |
| iccDeclineAfterCardInitiatedReferralAar                                                                                                | Chip Data Error                                                                                                      | 1  | 78    | `authorisationDenied`       |
| pinChangeDeclinedNewPinUnsafe                                                                                                          | PIN Change Declined                                                                                                  | 1  | 79    | `authorisationDenied`       |
| amountNotDivisible                                                                                                                     | Invalid Amount                                                                                                       | 1  | 80    | `authorisationDenied`       |
| amountTooBigForAtm                                                                                                                     | Amount Too Large for ATM                                                                                             | 1  | 81    | `authorisationDenied`       |
| atmOutOfCash                                                                                                                           | ATM Out of Cash                                                                                                      | 1  | 82    | `authorisationDenied`       |
| noChequingAccount                                                                                                                      | No Chequing Account Available                                                                                        | 1  | 83    | `authorisationDenied`       |
| newPiNsEnteredDiffer                                                                                                                   | New PINs Entered Do Not Match                                                                                        | 1  | 84    | `authorisationDenied`       |
| cvvValidationError                                                                                                                     | CVV Validation Error                                                                                                 | 1  | 85    | `authorisationDenied`       |
| preAuthTimeLimitExceeded                                                                                                               | Pre-Authorization Time Limit Exceeded                                                                                | 1  | 86    | `authorisationDenied`       |
| cardHasBeenDestroyed                                                                                                                   | Card Has Been Destroyed                                                                                              | 1  | 87    | `authorisationDenied`       |
| restrictedCardNoFunds                                                                                                                  | Insufficient Funds                                                                                                   | 1  | 88    | `authorisationDenied`       |
| forexNotAvailable                                                                                                                      | Forex Not Available                                                                                                  | 1  | 89    | `authorisationDenied`       |
| txnCountLimitExceeded                                                                                                                  | Card Transaction Count Limit Exceeded                                                                                | 1  | 90    | `authorisationDenied`       |
| systemOverloadRetryPoss                                                                                                                | System Overload. Try Later                                                                                           | 1  | 91    | `authorisationDenied`       |
| statementDataNotAvail                                                                                                                  | Statement Data Not Available                                                                                         | 1  | 92    | `authorisationDenied`       |
| pinTriesExceeded                                                                                                                       | PIN Tries Exceeded                                                                                                   | 1  | 93    | `authorisationDenied`       |
| noBalanceDataAvailable                                                                                                                 | Balance Data Not Available                                                                                           | 1  | 94    | `authorisationDenied`       |
| iccOfflineDeclined                                                                                                                     | Chip Data Error                                                                                                      | 1  | 95    | `authorisationDenied`       |
| iccUnableToGoOnlineDeclined                                                                                                            | Chip Data Error                                                                                                      | 1  | 96    | `authorisationDenied`       |
| iccCardAuthenticationFailed                                                                                                            | Chip Data Error                                                                                                      | 1  | 97    | `authorisationDenied`       |
| noReceiptAvailOnAtm                                                                                                                    | No Receipt Available on ATM                                                                                          | 1  | 98    | `authorisationDenied`       |
| noTucNumberAvailable                                                                                                                   | TUC Number Not Available                                                                                             | 1  | 99    | `authorisationDenied`       |
| doNotHonour                                                                                                                            | Declined without Explanation                                                                                         | 2  | 00    | `authorisationDeniedPickup` |
| notSupportedByReceiver                                                                                                                 | Not Supported by Receiver                                                                                            | 2  | 01    | `authorisationDeniedPickup` |
| suspectedFraud                                                                                                                         | Suspected Fraud                                                                                                      | 2  | 02    | `authorisationDeniedPickup` |
| acceptorContactAcquirer                                                                                                                | Declined, Contact Acquirer                                                                                           | 2  | 03    | `authorisationDeniedPickup` |
| restrictedCard                                                                                                                         | Restricted Card                                                                                                      | 2  | 04    | `authorisationDeniedPickup` |
| acceptorContactSecurityDpt                                                                                                             | Security Violation                                                                                                   | 2  | 05    | `authorisationDeniedPickup` |
| pinTriesExceeded                                                                                                                       | PIN Tries Exceeded                                                                                                   | 2  | 06    | `authorisationDeniedPickup` |
| specialConditions                                                                                                                      | Declined due to Special Conditions                                                                                   | 2  | 07    | `authorisationDeniedPickup` |
| lostCard                                                                                                                               | Lost Card                                                                                                            | 2  | 08    | `authorisationDeniedPickup` |
| stolenCard                                                                                                                             | Stolen Card                                                                                                          | 2  | 09    | `authorisationDeniedPickup` |
| suspectCounterfeit                                                                                                                     | Suspected Counterfeit                                                                                                | 2  | 10    | `authorisationDeniedPickup` |
| cvvValidationError                                                                                                                     | CVV Validation Error                                                                                                 | 2  | 85    | `authorisationDeniedPickup` |
| accepted                                                                                                                               | Accepted for Processing                                                                                              | 4  | 00    | `reversalChargebackActions` |
| acceptedNoFinancialLiab                                                                                                                | Accepted for Processing                                                                                              | 9  | 00    | `errorResponseAction`       |
| acceptedFinLiabiltyAcc                                                                                                                 | Accepted for Processing                                                                                              | 9  | 01    | `errorResponseAction`       |
| invalidTransaction                                                                                                                     | Invalid Transaction                                                                                                  | 9  | 02    | `errorResponseAction`       |
| reEnterTransaction                                                                                                                     | Declined. Re-enter Transaction                                                                                       | 9  | 03    | `errorResponseAction`       |
| formatError                                                                                                                            | Data Format Error                                                                                                    | 9  | 04    | `errorResponseAction`       |
| acquirerNotSupported                                                                                                                   | Acquirer Not Supported                                                                                               | 9  | 05    | `errorResponseAction`       |
| cutoverInProgress                                                                                                                      | Technical Maintenance                                                                                                | 9  | 06    | `errorResponseAction`       |
| issuerSwitchInoperatiive                                                                                                               | Issuer/MPS Not Responding                                                                                            | 9  | 07    | `errorResponseAction`       |
| destinationNotFound                                                                                                                    | Issuer/MPS Not Defined                                                                                               | 9  | 08    | `errorResponseAction`       |
| systemMalfunction                                                                                                                      | System Error                                                                                                         | 9  | 09    | `errorResponseAction`       |
| issuerSignedOff                                                                                                                        | Issuer Unavailable                                                                                                   | 9  | 10    | `errorResponseAction`       |
| issuerTimedOut                                                                                                                         | Issuer Unavailable                                                                                                   | 9  | 11    | `errorResponseAction`       |
| issuerUnavailable                                                                                                                      | Issuer Unavailable                                                                                                   | 9  | 12    | `errorResponseAction`       |
| duplicateTransaction                                                                                                                   | Duplicate Transaction                                                                                                | 9  | 13    | `errorResponseAction`       |
| unableToTraceOriginalTxn                                                                                                               | Original Transaction Not Found                                                                                       | 9  | 14    | `errorResponseAction`       |
| reconciliationChkpntError                                                                                                              | Transaction Status Reconciliation Error                                                                              | 9  | 15    | `errorResponseAction`       |
| macIncorrect                                                                                                                           | Cryptographic Error                                                                                                  | 9  | 16    | `errorResponseAction`       |
| macKeySyncError                                                                                                                        | Cryptographic Error                                                                                                  | 9  | 17    | `errorResponseAction`       |
| noCommsKeysAvailable                                                                                                                   | Cryptographic Error                                                                                                  | 9  | 18    | `errorResponseAction`       |
| encryptionKeySyncError                                                                                                                 | Cryptographic Error                                                                                                  | 9  | 19    | `errorResponseAction`       |
| securityErrorTryAgain                                                                                                                  | Cryptographic Error                                                                                                  | 9  | 20    | `errorResponseAction`       |
| securityErrorNoAction                                                                                                                  | Cryptographic Error                                                                                                  | 9  | 21    | `errorResponseAction`       |
| messageOutOfSequence                                                                                                                   | Transaction Number Error                                                                                             | 9  | 22    | `errorResponseAction`       |
| requestInProgress                                                                                                                      | Request In Progress                                                                                                  | 9  | 23    | `errorResponseAction`       |
| invalidDateTime                                                                                                                        | Transaction Execution Timeout Error                                                                                  | 9  | 40    | `errorResponseAction`       |
| disagreement                                                                                                                           | Terms Violation                                                                                                      | 9  | 50    | `errorResponseAction`       |
| cardExpired                                                                                                                            | Card Expired                                                                                                         | 9  | 51    | `errorResponseAction`       |
| suspectedFraud                                                                                                                         | Suspected Fraud                                                                                                      | 9  | 52    | `errorResponseAction`       |
| restrictedCard                                                                                                                         | Restricted Card                                                                                                      | 9  | 53    | `errorResponseAction`       |
| invalidMerchant                                                                                                                        | Invalid/Blocked Merchant                                                                                             | 9  | 54    | `errorResponseAction`       |
| invalidAmount                                                                                                                          | Invalid Amount                                                                                                       | 9  | 55    | `errorResponseAction`       |
| invalidCardNum                                                                                                                         | Invalid Card Number                                                                                                  | 9  | 56    | `errorResponseAction`       |
| unacceptableFee                                                                                                                        | Unacceptable Fee Amount                                                                                              | 9  | 57    | `errorResponseAction`       |
| insufficientFunds                                                                                                                      | Insufficient Funds                                                                                                   | 9  | 58    | `errorResponseAction`       |
| badPin                                                                                                                                 | Incorrect PIN                                                                                                        | 9  | 59    | `errorResponseAction`       |
| transNotAllowedToCardhldr                                                                                                              | Transaction Not Allowed for Cardholder                                                                               | 9  | 60    | `errorResponseAction`       |
| transNotAllowedToTerminal                                                                                                              | Transaction Not Allowed for Terminal                                                                                 | 9  | 61    | `errorResponseAction`       |
| exceedsAmountLimit                                                                                                                     | Exceeds Amount Limit                                                                                                 | 9  | 62    | `errorResponseAction`       |
| securityViolation                                                                                                                      | Security Violation                                                                                                   | 9  | 63    | `errorResponseAction`       |
| exceedsFrequencyLimit                                                                                                                  | Exceeds Card Transaction Frequency Limit                                                                             | 9  | 64    | `errorResponseAction`       |
| violationOfLaw                                                                                                                         | Suspected Violation of Law                                                                                           | 9  | 65    | `errorResponseAction`       |
| reconciliationChkpntError                                                                                                              | Cryptographic Error                                                                                                  | 9  | 66    | `errorResponseAction`       |
| macIncorrect                                                                                                                           | Cryptographic Error                                                                                                  | 9  | 67    | `errorResponseAction`       |
| macKeySyncError                                                                                                                        | Cryptographic Error                                                                                                  | 9  | 68    | `errorResponseAction`       |
| noCommsKeysAvail                                                                                                                       | Cryptographic Error                                                                                                  | 9  | 69    | `errorResponseAction`       |
| encryptionKeySyncError                                                                                                                 | Cryptographic Error                                                                                                  | 9  | 70    | `errorResponseAction`       |
| securityErrorTryAgain                                                                                                                  | Cryptographic Error                                                                                                  | 9  | 71    | `errorResponseAction`       |
| securityErrorNoAction                                                                                                                  | Cryptographic Error                                                                                                  | 9  | 72    | `errorResponseAction`       |
| messageOutOfSequence                                                                                                                   | Transaction Number Error                                                                                             | 9  | 73    | `errorResponseAction`       |
| cardAuthenticationFailError                                                                                                            | Card Authentication Failure                                                                                          | 33 | 01    | NaN                         |
| unknownDeviceError                                                                                                                     | System Does Not Recognize or Support Device                                                                          | 33 | 02    | NaN                         |
| unsupportedDeviceError                                                                                                                 | System Does Not Support Device Type                                                                                  | 33 | 03    | NaN                         |
| authenticationLimitExceededError                                                                                                       | Authentication Attempts Exceeded                                                                                     | 33 | 04    | NaN                         |
| expiredCardError                                                                                                                       | Card Expired                                                                                                         | 33 | 05    | NaN                         |
| invalidCardNumberError                                                                                                                 | Invalid Card Number                                                                                                  | 33 | 06    | NaN                         |
| invalidTransactionError                                                                                                                | Invalid Transaction                                                                                                  | 33 | 07    | NaN                         |
| noCardRecordError                                                                                                                      | Invalid Card                                                                                                         | 33 | 08    | NaN                         |
| securityFailureError                                                                                                                   | Security Failure                                                                                                     | 33 | 09    | NaN                         |
| stolenCardError                                                                                                                        | Stolen Card                                                                                                          | 33 | 10    | NaN                         |
| suspectedFraudError                                                                                                                    | Suspected Fraud                                                                                                      | 33 | 11    | NaN                         |
| transactionNotPermittedError                                                                                                           | Transaction Not Permitted for Cardholder                                                                             | 33 | 12    | NaN                         |
| cardholderNotEnrolledError                                                                                                             | Cardholder Not Enrolled in 3D Secure                                                                                 | 33 | 13    | NaN                         |
| transactionTimedOutError                                                                                                               | Transaction Timeout on ACS                                                                                           | 33 | 14    | NaN                         |
| lowConfidenceError                                                                                                                     | Low Confidence in Transaction                                                                                        | 33 | 15    | NaN                         |
| mediumConfidenceError                                                                                                                  | Medium Confidence in Transaction                                                                                     | 33 | 16    | NaN                         |
| highConfidence                                                                                                                         | High Confidence in Transaction                                                                                       | 33 | 17    | NaN                         |
| veryHighConfidence                                                                                                                     | Very High Confidence in Transaction                                                                                  | 33 | 18    | NaN                         |
| exceedsACSMaximumError                                                                                                                 | Exceeded Maximum Number of ACS Calls                                                                                 | 33 | 19    | NaN                         |
| nonPaymentTransactionError                                                                                                             | Non-Payment Transactions Not Supported                                                                               | 33 | 20    | NaN                         |
| 3RITransactionNotSupportedError                                                                                                        | Transaction Not Supported by Issuer                                                                                  | 33 | 21    | NaN                         |
| ACStechnicalIssue                                                                                                                      | ACS Technical Issue                                                                                                  | 33 | 22    | NaN                         |
| Decoupled Authentication required by ACS but not requested by 3DS Requestor                                                            | Decoupled Authentication Required by ACS                                                                             | 33 | 23    | NaN                         |
| 3DS Requestor Decoupled Max Expiry Time exceeded                                                                                       | 3DS Requestor Decoupled Max Expiry Time Exceeded                                                                     | 33 | 24    | NaN                         |
| Decoupled Authentication was provided insufficient time to authenticate Cardholder. ACS will not make attempt                          | Insufficient time provided for Decoupled Authentication. ACS will not attempt authentication.                        | 33 | 25    | NaN                         |
| Authentication attempted but not performed by the Cardholder                                                                           | Authentication Attempted but Not Completed by the Cardholder                                                         | 33 | 26    | NaN                         |
| Preferred Authentication Method not supported                                                                                          | Preferred Authentication Method Not Supported                                                                        | 33 | 27    | NaN                         |
| Validation of content security policy failed                                                                                           | Validation of Content Security Policy Failed                                                                         | 33 | 28    | NaN                         |
| Authentication attempted but not completed by the Cardholder. Fall back to Decoupled Authentication                                    | Authentication Attempted but Not Completed by Cardholder. Fall back to Decoupled Authentication                      | 33 | 29    | NaN                         |
| Authentication completed successfully but additional authentication of the Cardholder required. Reinitiate as Decoupled Authentication | Authentication Successful, but Additional Cardholder Authentication Required. Reinitiate as Decoupled Authentication | 33 | 30    | NaN                         |
| Reserved for EMVCo future use (values invalid until defined by EMVCo) or for DS use                                                    | Reserved for EMVCo Future Use (values invalid until defined by EMVCo) or for DS use                                  | 33 | 31-99 | NaN                         |
| unknown3DSError                                                                                                                        | Unknown Error                                                                                                        | 33 | 100   | NaN                         |


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