Value actionCode, responseCode
approve
Successful
0
00
authorisationApproved
honourWithIdentification
Approved with Identification
0
01
authorisationApproved
approvalForPartialAmt
Approval for Partial Amount
0
02
authorisationApproved
approvedVip
Approved, VIP
0
03
authorisationApproved
approvedUpdateT3
Approved, Update T3
0
04
authorisationApproved
approvedAccountTypeSpecifiedByCardIssuer
Approved, Account Type Specified by Card Issuer
0
05
authorisationApproved
approvedForPartialAmountAccountTypeSpecifiedByCardIssuer
Approved for Partial Amount, Account Type Specified by Card Issuer
0
06
authorisationApproved
approvedUpdateIcc
Approved, Update ICC
0
07
authorisationApproved
iccOfflineApproved
ICC Offline Approved
0
80
authorisationApproved
iccUnableToGoOnlineApproved
ICC Unable to Go Online, Approved
0
81
authorisationApproved
iccApprovedAfterCardInitiatedReferralAar
Balance Inquiry
0
82
authorisationApproved
purchaseAmtApprovedOnlyNoCashbackForTxncode09
Purchase Amount Approved Only (No Cashback) for txncode 09
0
83
authorisationApproved
doNotHonour
Do Not Honour or Decline without Explanation
1
00
authorisationDenied
cardExpired
Card Expired
1
01
authorisationDenied
suspectedFraud
Suspected Fraud
1
02
authorisationDenied
acceptorContactAcquirer
Declined, Contact Merchant/Acquirer
1
03
authorisationDenied
restrictedCard
Restricted Card
1
04
authorisationDenied
acceptorContactSecurityDpt
Declined, Contact Acquirer or Service Provider
1
05
authorisationDenied
pinTriesExceeded
PIN Tries Exceeded
1
06
authorisationDenied
acceptorContactIssuer
Declined, Contact Issuing Bank
1
07
authorisationDenied
referToIssuerSpecialCond
Declined, Refer to Issuing Bank
1
08
authorisationDenied
invalidMerchant
Terminal Blocked / Transaction Forbidden for this Terminal Type
1
09
authorisationDenied
invalidAmount
Invalid Amount
1
10
authorisationDenied
invalidCardNum
Invalid Card Number
1
11
authorisationDenied
pinRequired
PIN Required
1
12
authorisationDenied
unacceptableFee
Unacceptable Fee Amount
1
13
authorisationDenied
noAccountOfSpecifiedType
No Account of Specified Type
1
14
authorisationDenied
functionNotSupported
Function Not Supported
1
15
authorisationDenied
insufficientFunds
Insufficient Funds
1
16
authorisationDenied
badPin
Incorrect PIN
1
17
authorisationDenied
noCardRecord
Invalid Card
1
18
authorisationDenied
transNotAllowedToCardhldr
Transaction Not Allowed for Cardholder
1
19
authorisationDenied
transNotAllowedToTerminal
Transaction Not Allowed for Terminal
1
20
authorisationDenied
exceedsAmountLimit
Exceeds Card Amount Limit
1
21
authorisationDenied
securityViolation
Security Violation
1
22
authorisationDenied
exceedsFrequencyLimit
Exceeds Card Transaction Frequency Limit
1
23
authorisationDenied
violationOfLaw
Suspected Violation of Law
1
24
authorisationDenied
cardNotEffective
Card Not Effective (Invalid)
1
25
authorisationDenied
invalidPinBlock
Invalid PIN Block
1
26
authorisationDenied
pinLengthError
PIN Length Error
1
27
authorisationDenied
pinKeySyncError
PIN Key Synchronization Error
1
28
authorisationDenied
suspectCounterfeit
Suspected Counterfeit
1
29
authorisationDenied
noAcquirerService
Contact Acquirer
1
64
authorisationDenied
notFulfillAmlRequirements
AML Rules Violation
1
65
authorisationDenied
incorrectRecipientPan
Incorrect Recipient Card
1
66
authorisationDenied
cardholderContactIssuer
Declined. Contact Issuer
1
70
authorisationDenied
pinNotChanged
PIN Not Changed
1
71
authorisationDenied
icc1stGenAcFailedNoAc
Chip Data Error
1
72
authorisationDenied
invalidTrackData
Card Data Error
1
73
authorisationDenied
exceedsLimitButCanTryAgain
Exceeds Limit
1
74
authorisationDenied
systemMalfunction
Exceeded funds received/withdrawn limit or requires EMV 3DS check (for payments)
1
76
authorisationDenied
invalidCurrencyCodeAmex
Invalid Currency Code – AMEX
1
77
authorisationDenied
iccDeclineAfterCardInitiatedReferralAar
Chip Data Error
1
78
authorisationDenied
pinChangeDeclinedNewPinUnsafe
PIN Change Declined
1
79
authorisationDenied
amountNotDivisible
Invalid Amount
1
80
authorisationDenied
amountTooBigForAtm
Amount Too Large for ATM
1
81
authorisationDenied
atmOutOfCash
ATM Out of Cash
1
82
authorisationDenied
noChequingAccount
No Chequing Account Available
1
83
authorisationDenied
newPiNsEnteredDiffer
New PINs Entered Do Not Match
1
84
authorisationDenied
cvvValidationError
CVV Validation Error
1
85
authorisationDenied
preAuthTimeLimitExceeded
Pre-Authorization Time Limit Exceeded
1
86
authorisationDenied
cardHasBeenDestroyed
Card Has Been Destroyed
1
87
authorisationDenied
restrictedCardNoFunds
Insufficient Funds
1
88
authorisationDenied
forexNotAvailable
Forex Not Available
1
89
authorisationDenied
txnCountLimitExceeded
Card Transaction Count Limit Exceeded
1
90
authorisationDenied
systemOverloadRetryPoss
System Overload. Try Later
1
91
authorisationDenied
statementDataNotAvail
Statement Data Not Available
1
92
authorisationDenied
pinTriesExceeded
PIN Tries Exceeded
1
93
authorisationDenied
noBalanceDataAvailable
Balance Data Not Available
1
94
authorisationDenied
iccOfflineDeclined
Chip Data Error
1
95
authorisationDenied
iccUnableToGoOnlineDeclined
Chip Data Error
1
96
authorisationDenied
iccCardAuthenticationFailed
Chip Data Error
1
97
authorisationDenied
noReceiptAvailOnAtm
No Receipt Available on ATM
1
98
authorisationDenied
noTucNumberAvailable
TUC Number Not Available
1
99
authorisationDenied
doNotHonour
Declined without Explanation
2
00
authorisationDeniedPickup
notSupportedByReceiver
Not Supported by Receiver
2
01
authorisationDeniedPickup
suspectedFraud
Suspected Fraud
2
02
authorisationDeniedPickup
acceptorContactAcquirer
Declined, Contact Acquirer
2
03
authorisationDeniedPickup
restrictedCard
Restricted Card
2
04
authorisationDeniedPickup
acceptorContactSecurityDpt
Security Violation
2
05
authorisationDeniedPickup
pinTriesExceeded
PIN Tries Exceeded
2
06
authorisationDeniedPickup
specialConditions
Declined due to Special Conditions
2
07
authorisationDeniedPickup
lostCard
Lost Card
2
08
authorisationDeniedPickup
stolenCard
Stolen Card
2
09
authorisationDeniedPickup
suspectCounterfeit
Suspected Counterfeit
2
10
authorisationDeniedPickup
cvvValidationError
CVV Validation Error
2
85
authorisationDeniedPickup
accepted
Accepted for Processing
4
00
reversalChargebackActions
acceptedNoFinancialLiab
Accepted for Processing
9
00
errorResponseAction
acceptedFinLiabiltyAcc
Accepted for Processing
9
01
errorResponseAction
invalidTransaction
Invalid Transaction
9
02
errorResponseAction
reEnterTransaction
Declined. Re-enter Transaction
9
03
errorResponseAction
formatError
Data Format Error
9
04
errorResponseAction
acquirerNotSupported
Acquirer Not Supported
9
05
errorResponseAction
cutoverInProgress
Technical Maintenance
9
06
errorResponseAction
issuerSwitchInoperatiive
Issuer/MPS Not Responding
9
07
errorResponseAction
destinationNotFound
Issuer/MPS Not Defined
9
08
errorResponseAction
systemMalfunction
System Error
9
09
errorResponseAction
issuerSignedOff
Issuer Unavailable
9
10
errorResponseAction
issuerTimedOut
Issuer Unavailable
9
11
errorResponseAction
issuerUnavailable
Issuer Unavailable
9
12
errorResponseAction
duplicateTransaction
Duplicate Transaction
9
13
errorResponseAction
unableToTraceOriginalTxn
Original Transaction Not Found
9
14
errorResponseAction
reconciliationChkpntError
Transaction Status Reconciliation Error
9
15
errorResponseAction
macIncorrect
Cryptographic Error
9
16
errorResponseAction
macKeySyncError
Cryptographic Error
9
17
errorResponseAction
noCommsKeysAvailable
Cryptographic Error
9
18
errorResponseAction
encryptionKeySyncError
Cryptographic Error
9
19
errorResponseAction
securityErrorTryAgain
Cryptographic Error
9
20
errorResponseAction
securityErrorNoAction
Cryptographic Error
9
21
errorResponseAction
messageOutOfSequence
Transaction Number Error
9
22
errorResponseAction
requestInProgress
Request In Progress
9
23
errorResponseAction
invalidDateTime
Transaction Execution Timeout Error
9
40
errorResponseAction
disagreement
Terms Violation
9
50
errorResponseAction
cardExpired
Card Expired
9
51
errorResponseAction
suspectedFraud
Suspected Fraud
9
52
errorResponseAction
restrictedCard
Restricted Card
9
53
errorResponseAction
invalidMerchant
Invalid/Blocked Merchant
9
54
errorResponseAction
invalidAmount
Invalid Amount
9
55
errorResponseAction
invalidCardNum
Invalid Card Number
9
56
errorResponseAction
unacceptableFee
Unacceptable Fee Amount
9
57
errorResponseAction
insufficientFunds
Insufficient Funds
9
58
errorResponseAction
badPin
Incorrect PIN
9
59
errorResponseAction
transNotAllowedToCardhldr
Transaction Not Allowed for Cardholder
9
60
errorResponseAction
transNotAllowedToTerminal
Transaction Not Allowed for Terminal
9
61
errorResponseAction
exceedsAmountLimit
Exceeds Amount Limit
9
62
errorResponseAction
securityViolation
Security Violation
9
63
errorResponseAction
exceedsFrequencyLimit
Exceeds Card Transaction Frequency Limit
9
64
errorResponseAction
violationOfLaw
Suspected Violation of Law
9
65
errorResponseAction
reconciliationChkpntError
Cryptographic Error
9
66
errorResponseAction
macIncorrect
Cryptographic Error
9
67
errorResponseAction
macKeySyncError
Cryptographic Error
9
68
errorResponseAction
noCommsKeysAvail
Cryptographic Error
9
69
errorResponseAction
encryptionKeySyncError
Cryptographic Error
9
70
errorResponseAction
securityErrorTryAgain
Cryptographic Error
9
71
errorResponseAction
securityErrorNoAction
Cryptographic Error
9
72
errorResponseAction
messageOutOfSequence
Transaction Number Error
9
73
errorResponseAction
cardAuthenticationFailError
Card Authentication Failure
33
01
NaN
unknownDeviceError
System Does Not Recognize or Support Device
33
02
NaN
unsupportedDeviceError
System Does Not Support Device Type
33
03
NaN
authenticationLimitExceededError
Authentication Attempts Exceeded
33
04
NaN
expiredCardError
Card Expired
33
05
NaN
invalidCardNumberError
Invalid Card Number
33
06
NaN
invalidTransactionError
Invalid Transaction
33
07
NaN
noCardRecordError
Invalid Card
33
08
NaN
securityFailureError
Security Failure
33
09
NaN
stolenCardError
Stolen Card
33
10
NaN
suspectedFraudError
Suspected Fraud
33
11
NaN
transactionNotPermittedError
Transaction Not Permitted for Cardholder
33
12
NaN
cardholderNotEnrolledError
Cardholder Not Enrolled in 3D Secure
33
13
NaN
transactionTimedOutError
Transaction Timeout on ACS
33
14
NaN
lowConfidenceError
Low Confidence in Transaction
33
15
NaN
mediumConfidenceError
Medium Confidence in Transaction
33
16
NaN
highConfidence
High Confidence in Transaction
33
17
NaN
veryHighConfidence
Very High Confidence in Transaction
33
18
NaN
exceedsACSMaximumError
Exceeded Maximum Number of ACS Calls
33
19
NaN
nonPaymentTransactionError
Non-Payment Transactions Not Supported
33
20
NaN
3RITransactionNotSupportedError
Transaction Not Supported by Issuer
33
21
NaN
ACStechnicalIssue
ACS Technical Issue
33
22
NaN
Decoupled Authentication required by ACS but not requested by 3DS Requestor
Decoupled Authentication Required by ACS
33
23
NaN
3DS Requestor Decoupled Max Expiry Time exceeded
3DS Requestor Decoupled Max Expiry Time Exceeded
33
24
NaN
Decoupled Authentication was provided insufficient time to authenticate Cardholder. ACS will not make attempt
Insufficient time provided for Decoupled Authentication. ACS will not attempt authentication.
33
25
NaN
Authentication attempted but not performed by the Cardholder
Authentication Attempted but Not Completed by the Cardholder
33
26
NaN
Preferred Authentication Method not supported
Preferred Authentication Method Not Supported
33
27
NaN
Validation of content security policy failed
Validation of Content Security Policy Failed
33
28
NaN
Authentication attempted but not completed by the Cardholder. Fall back to Decoupled Authentication
Authentication Attempted but Not Completed by Cardholder. Fall back to Decoupled Authentication
33
29
NaN
Authentication completed successfully but additional authentication of the Cardholder required. Reinitiate as Decoupled Authentication
Authentication Successful, but Additional Cardholder Authentication Required. Reinitiate as Decoupled Authentication
33
30
NaN
Reserved for EMVCo future use (values invalid until defined by EMVCo) or for DS use
Reserved for EMVCo Future Use (values invalid until defined by EMVCo) or for DS use
33
31-99
NaN
unknown3DSError
Unknown Error
33
100
NaN
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